Mortgage loan designed for people over 65 years old that offers a lifetime income as a supplement to public or private pensions against the ownership of the habitual residence. After the beneficiary’s death, the heirs have two options: to keep the property, paying the payments made by the financial institution plus interest, or not to claim the property, in which case the institution will remain as the owner of the property that gave rise to the lifetime income. This product is exempt from legal acts taxes.
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